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Not paying full and fair wages is theft, pure and simple

No one likes looking at their paycheck and finding that they have not been paid for hours of hard work. For the most part, companies do pay employees the money they are owed. For some employees however, wage theft is the reality.

AGL industries and wage theft

Is getting your mortgage pre-approved worth it?

One of the most important—and complicated—steps that homebuyers must make is applying for a mortgage.

A mortgage is a legal agreement regarding the home loan. It assures the bank, or any other lender, that the homeowner will repay their loan.

Not everyone benefits from New York's new minimum wage

Lawmakers and news sources alike proclaimed that New York was the first state to establish a $15 minimum wage—which is now the highest in the country. And while raising the minimum wage is a significant benefit for many workers, it may not affect everyone the same.

Here are some of the primary exceptions of New York's new minimum wage law:

Recent case brings up the FLSA’s unique settlement requirements

A judge in New Jersey’s federal district court recently refused to dismiss a case filed under the Federal Labor Standards Act (FLSA), even though the parties appear to have settled. The case, Kessler v. Joarder Props., LLC, highlights an interesting aspect of cases filed under federal wage and hour laws: Any settlement must either be approved by the courts or the Department of Labor.

How common is gender discrimination in the workplace?

Gender discrimination in the workplace is unfair treatment of an individual based on gender. Over 40% of women reported that they have faced gender discrimination in the workplace compared to 20% of men.

Examples of workplace discrimination based on gender may include:

  • Earning less than someone of the opposite gender for doing the same job
  • Being treated as though you're incompetent
  • Receiving less support from a senior manager than a coworker of the other gender
  • Feeling isolated in the workplace
  • Being passed over for a promotion
  • Being assigned fewer or less important assignments

New reverse mortgage law requires both sides to bring an attorney

A bill passed in the New York legislature focused on protecting against deceptive practices by reverse mortgage lenders is headed for the Governor’s desk. By reinforcing what many lenders in the business are already doing, lawmakers aim to formalize rules that will prevent borrowers from scams by unscrupulous lenders.

Motor Carrier Exemption leaves truck drivers out of overtime pay

A judge in New York’s Eastern district recently dismissed claims by employees of an armored truck company that their employer was violating federal overtime laws. The court found that because the employees’ job duties fell under the FLSA’s Motor Carrier Exemption, they were not entitled to overtime pay.

Fees in real estate transactions: Who pays for what?

Buying or selling real estate is often the biggest transaction someone is a party to in their everyday life. The purchase price may already lead to sticker shock, only for someone to realize there are additional fees to be paid.

What fees can buyers and sellers expect to be responsible for? Below, we break down the categories of fees that tend to come up in New York real estate transactions, and who pays them.

Understanding mortgage loan-to-value ratios

Many thinking of taking out their first mortgage have heard the phrase “loan-to-value” or “LTV.” With significant assets on the line, it is important for home buyers to understand this risk assessment tool. The Loan-to-Value ratio is often used to set the down payment for a home, as well as the interest rate offered by lenders

New bill could help wage-theft victims collect money owed

Numerous workers across the country experience wage theft – whether it is through minimum wage violations, failure to pay overtime, or tipping issues. However, while the Fair Labor Standards Act gives employees an avenue to hold their employers liable for unpaid wages, sometimes achieving an actual payout is difficult.

Even if a wage theft case results in a judgement in the hundreds of thousands, or even the millions, employers have a long history of transferring assets to avoid paying up.


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